Modern multi-family apartment buildings

Multi-Family Financing

ScaleMore Doors.

Financing direction for income-producing residential assets with multiple units.

Multi-Family | Income Property | Portfolio Growth

Financing for qualified borrowers. Program terms are confirmed in the guidelines below.

Program snapshot

A quick orientation before the full guidelines—borrower fit, common uses, and the next step.

Borrower profile

Sponsors acquiring or refinancing stabilized multi-unit residential assets.

Also suited to

Owners repositioning units with a defined lease-up or improvement plan.

Common use

Acquisition of stabilized apartment assets

Additional scenarios

Refinance to improve debt structure

Scenario fit

Capital improvements tied to repositioning plans

Next step

Speak with a loan specialist before preparing documentation—specific figures are confirmed in the guidelines below.

Program guidelines

Loan purpose

  • Acquire or refinance income-producing multi-family property
  • Support investors expanding residential rental portfolios
  • Access capital for eligible stabilized or transitional multi-unit assets

Common scenarios

  • Acquire stabilized apartment properties
  • Refinance maturing debt into improved terms
  • Recapitalize assets during repositioning

Underwriting priorities

  • In-place and projected net operating income
  • Occupancy trends and tenant diversification
  • Borrower liquidity and reserve profile

Execution approach

  • Milestone-based diligence and closing timeline
  • Clear communication on conditions and third-party items

Need help choosing the right program?

Share your property, timeline, and borrower profile with our team.

No charge to submit a review. Fees are explained in plain language before you commit.

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