Real financing scenarios, executed with clarity

Cash-Out Refinance

$850K cash-out refinance — Houston, TX

$850K cash-out refinance on an investment property. No-income-verification loan qualified based on rental income; paid off the existing $500K loan and cashed out $350K for reinvestment. Closed in 25 days.

Office Building Refinance

Office building refinance — $5M cash-out (Ohio)

We sincerely appreciate the ABC team for providing professional and timely financing solutions when our company needed operating capital. Through refinancing our office building in Ohio, we successfully completed a $5 million cash-out. Both the interest rate and the speed of execution exceeded our expectations.

CEO, Mr. Li

QM Purchase

Primary residence — QM loan, $870K (Texas)

As a self-employed small business owner, I purchased a primary residence assuming a non-QM loan might be the only option. The ABC team reviewed income and tax details and helped us qualify for a QM loan instead—about $2,000 per month in interest savings.

Mr. Chen

Fix & Flip Loan

Fix & flip loan — $1.62M (San Jose area)

I recently secured a $1.62M fix-and-flip loan with the help of the ABC team for a property renovation project in San Jose. The loan provided up to 85% leverage with a one-year term, offering an excellent financing structure for this type of investment.

Owner, Mrs.Mei