Loan purpose
- Provide short-term capital for time-sensitive property transactions
- Support purchase, refinance, or cash-out needs before permanent financing or sale
- Help borrowers bridge timing gaps in real estate strategy
Bridge Loans
Move Beforethe Market Waits.
Short-term capital for investors and owners who need timing flexibility.
Short-Term Capital | Purchase | Refinance
Financing for qualified borrowers. Program terms are confirmed in the guidelines below.
Program guidelines
Loan term
- 30-year fixed-rate option listed
- 5/6 ARM
- 3/6 ARM
- 3 months PITIA reserves required
Loan amount
- Principal limit: up to $25 million
Loan to value (LTV)
- LTV limit: 80%
Minimum credit score
- No published FICO floor—credit is reviewed case-by-case with collateral and exit.
Property type
- Non-owner-occupied collateral only
Eligible property types
- Single family residence (SFR)
- 2- to 4-unit properties
- PUDs
- Condos
- Townhouses
Eligible borrowers
- U.S. citizens and permanent resident aliens
- Non-permanent resident aliens
- LLCs
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