Loan purpose
- Provide short-term capital for time-sensitive property transactions
- Support purchase, refinance, or cash-out needs before permanent financing or sale
- Help borrowers bridge timing gaps in real estate strategy
Bridge Loans
Move Beforethe Market Waits.
Short-term capital for investors and owners who need timing flexibility.
Short-Term Capital | Purchase | Refinance
Financing for qualified borrowers. Program terms are confirmed in the guidelines below.
Program snapshot
A quick orientation before the full guidelines—borrower fit, common uses, and the next step.
Borrower profile
Purchasers who need to close before long-term financing or a sale is ready.
Also suited to
Investors bridging between dispositions, refinances, or recapitalizations.
Common use
Close on a new property before the current one sells
Additional scenarios
Stabilize collateral ahead of a long-term refinance
Scenario fit
Cover earnest money and acquisition windows without liquidating investments
Next step
Speak with a loan specialist before preparing documentation—specific figures are confirmed in the guidelines below.
Program guidelines
Loan term
- 30-year fixed-rate option listed
- 5/6 ARM
- 3/6 ARM
- 3 months PITIA reserves required
Loan amount
- Principal limit: up to $50 million
Loan to value (LTV)
- LTV limit: 80%
Minimum credit score
- None
Property type
- Non-owner-occupied collateral only
Eligible property types
- Single family residence (SFR)
- 2- to 4-unit properties
- PUDs
- Condos
- Townhouses
Eligible borrowers
- U.S. citizens and permanent resident aliens
- Non-permanent resident aliens
- LLCs
Need help choosing the right program?
Share your property, timeline, and borrower profile with our team.
No charge to submit a review. Fees are explained in plain language before you commit.