Programs

Bridge Loan

Capital markets don’t always line up with the calendar. When you need to secure a property before long-term financing or a sale is ready, this product keeps you in the game.

Quick highlights

Snapshot of limits and requirements. Figures match program guidelines-your officer confirms overlays.

Loan amount
Up to $2 million
LTV
Up to 80% LTV
Interest rate
8.500% – 9.500%
Min. credit score
None
Occupancy
Non-owner-occupied

Program guidelines

Loan purpose

Bridge an acquisition (purchase)
Rate/term refinance
Cash-out refinance

Loan term

30-year fixed-rate option listed
5/6 ARM
3/6 ARM
3 months PITIA reserves required

Loan amount

Principal limit: up to $2 million

Loan to value (LTV)

LTV limit: 80%

Minimum credit score

None

Interest rate

8.500% – 9.500%

Property type

Non-owner-occupied collateral only

Eligible property types

Single family residence (SFR)
2- to 4-unit properties
PUDs
Condos
Townhouses

Eligible borrowers

U.S. citizens and permanent resident aliens
Non-permanent resident aliens
LLCs

Need help choosing the right program?

Speak with our team for guidance tailored to your financing scenario.