Loan purpose
- Finance U.S. residential property for qualified foreign national borrowers
- Support second-home or investment property purchases in the U.S.
- Refinance eligible U.S. property with a documented global borrower profile
Foreign National Loan
U.S. Property.Global Borrowers.
Real estate financing support for qualified international buyers.
Foreign Nationals | U.S. Real Estate | Global Access
Financing for qualified borrowers. Program terms are confirmed in the guidelines below.
Program snapshot
A quick orientation before the full guidelines—borrower fit, common uses, and the next step.
Borrower profile
Non-U.S. citizens acquiring U.S. residential investment or second homes with documented global assets.
Also suited to
Buyers establishing U.S. housing ahead of employment or visa transitions.
Common use
Investment condos and single-family homes
Additional scenarios
Relocation ahead of visa or employment transitions
Scenario fit
Cross-border wealth planning with U.S. collateral
Next step
Speak with a loan specialist before preparing documentation—specific figures are confirmed in the guidelines below.
Program guidelines
Loan term
- 5/6 SOFR ARM
- 7/6 SOFR ARM
- 10/6 SOFR ARM
Loan amount
- Up to $50 million
Loan to value (LTV)
- Maximum LTV: 60%
Minimum credit score
- U.S. credit not required (SSN or ITIN mandatory)
Property type
- Second homes
- Investment properties
Key features & detail
Cross-border eligibility hinges on visa status—here is the program rule in one line.
- NRA (Non-Resident Aliens) allowed with valid Visa
Need help choosing the right program?
Share your property, timeline, and borrower profile with our team.
No charge to submit a review. Fees are explained in plain language before you commit.