Loan purpose
- Finance U.S. residential property for qualified foreign national borrowers
- Support second-home or investment property purchases in the U.S.
- Refinance eligible U.S. property with a documented global borrower profile
Foreign National Loan
U.S. Property.Global Borrowers.
Real estate financing support for qualified international buyers.
Foreign Nationals | U.S. Real Estate | Global Access
Financing for qualified borrowers. Program terms are confirmed in the guidelines below.
Program guidelines
Loan term
- 5/6 SOFR ARM
- 7/6 SOFR ARM
- 10/6 SOFR ARM
Loan amount
- Up to $50 million
Loan to value (LTV)
- Maximum LTV: 60%
Minimum credit score
- U.S. credit not required (SSN or ITIN mandatory)
Property type
- Second homes
- Investment properties
Key features & detail
Cross-border eligibility hinges on visa status—here is the program rule in one line.
- NRA (Non-Resident Aliens) allowed with valid Visa
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