Contact
Contact
Connect with Lilian Song for mortgage and lending guidance.
Lilian Song
NMLS #2344922
Direct lending guidance for residential, investment, and business-purpose financing.
Monday–Friday: 8:00 a.m. – 6:00 p.m. PT
Phone (click to call)
(949) 538-5678Office
2691 Richter Ave #118, Irvine, CA 92606
Equal Housing Lender
Common questions
Do you work with self-employed borrowers?
Yes. We regularly structure bank-statement and alternative documentation paths for business owners, partners, and 1099 earners when program guidelines allow.
How quickly can I get a preliminary read on my scenario?
Many inquiries receive same-business-day feedback. Complex files may take 24–48 business hours while we confirm program overlays and documentation needs.
Will applying affect my credit score?
A formal application may involve a credit inquiry. We discuss timing and scope before pulling credit so you stay in control.
Are there fees to start a preliminary review?
No. Submitting for a preliminary review does not create a fee or obligation. If you choose to move forward, we explain lender versus third-party costs in plain language before you commit.
Can my CPA or attorney be included?
Yes—with your written permission we can collaborate on documentation narratives and entity structure questions.